As Chief Legal and Regulatory Officer (CLO), Caroline Jenke is part of the management team at FinTecSystems (FTS) and responsible for the implementation of PSD2. She represents FinTecSystems on a national and international level before supervisory authorities and other institutions. Prior to joining FTS, Caroline worked for Sofort / Klarna as General Counsel and headed the legal department of the rapidly growing Fintech company. There she was instrumental in creating the foundations which led to the development of the second Payment Services Directive (PSD2). With over 10 years of experience in financial technology, Caroline brings not only a deep legal knowledge but also a profound technical understanding of the payment and banking sector.